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Chase Ink Business Preferred Review
Chase Ink Business Preferred offers 3x points on travel, shipping, advertising, and internet/cable/phone (up to $150,000 combined annually) for a reasonable $95 fee — a strong all-around choice for small businesses.
What Makes It Stand Out
The bonus categories are broadly applicable to most small businesses, and points transfer to Chase's full range of airline and hotel partners at a 1:1 ratio — genuinely valuable if you also hold a Chase travel card to pool points.
Key Details
| Feature | Details |
|---|---|
| Annual Fee | $95 |
| Rewards Rate | 3x on travel, shipping, ads, telecom (up to $150K/yr) |
| Transfer Partners | 14+ airlines and hotels via Chase Ultimate Rewards |
Who Should Get This Card
Ideal for small businesses with regular spending in the bonus categories, especially those who also hold a personal Chase Sapphire card, since points can be combined for even more valuable transfer redemptions.
Common Mistakes
Redeeming points for cash back or gift cards instead of transferring to travel partners — this typically delivers significantly less value than a well-chosen redemption.
Frequently Asked Questions
Yes — Ink Business Preferred points can be combined with a personal Chase Sapphire card's Ultimate Rewards, unlocking the ability to transfer at the personal card's full value.
Yes, for most small businesses with regular spending in the bonus categories — the $95 fee is typically easily offset by the rewards earned.