Overview
Honest reviews of the top money market accounts. We evaluate APY, minimum balance, fees, and account features. Finding the right option depends on your specific needs, spending habits, and financial goals. Below we break down the key factors to consider and the top choices available.
Money Market Account Reviews
Aimed at investors who want uninvested cash earning a competitive rate right alongside their brokerage account. No minimum balance to start.
Genuine check-writing and debit card access — a real differentiator from money market accounts that only offer limited transaction types.
Combines a competitive rate with no minimum balance and full banking features like check-writing.
Requires a $2,500 minimum balance, but includes check-writing and an ATM card, positioning it between savings and checking.
Frequently Asked Questions
Fidelity and Ally stand out for combining competitive rates with genuine check-writing access and no minimum balance requirement, making them strong all-around choices.
A money market account (as opposed to a money market fund) held at an FDIC-insured bank is protected up to $250,000 per depositor, same as any deposit account.