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Vanguard Cash Plus Review
Vanguard's Cash Plus account offers a competitive money market rate designed to sit alongside your Vanguard brokerage account, giving investors a place for uninvested cash to earn a real return rather than sitting idle.
What Makes Vanguard Cash Plus Stand Out
Vanguard is known primarily as a low-cost investment platform, and Cash Plus extends that value proposition to cash holdings — a competitive rate with no minimum balance, integrated directly into the same account ecosystem as your investments.
Vanguard Cash Plus Details
| Feature | Details |
|---|---|
| Minimum Balance | $0 |
| Check-Writing | No |
| Integration | Direct with Vanguard brokerage account |
Who Vanguard Cash Plus Is Best For
Best suited for existing Vanguard investors who want a simple, no-minimum place for cash earning a competitive rate, without needing check-writing or debit card features.
What to Watch For
Unlike Fidelity's money market option, Vanguard Cash Plus doesn't include check-writing — if you need that feature, compare against a competitor that offers it.
Frequently Asked Questions
No — Vanguard Cash Plus doesn't include check-writing privileges. If that's important to you, consider a competitor like Fidelity's money market account instead.
It's designed to integrate with an existing Vanguard brokerage account, making it most convenient and useful for current Vanguard customers managing their cash alongside investments.