📋 Table of Contents
Money Market Account Trends for 2025
2025 saw money market rates remain closely comparable to high-yield savings, with the check-writing feature — not yield alone — continuing to be the main reason savers chose money market accounts specifically.
What Defined Money Market Accounts in 2025
Investment-platform-linked money market options (Vanguard, Fidelity) grew in popularity as investors sought a simple way to earn a competitive rate on cash sitting alongside their brokerage holdings.
2025's Notable Money Market Accounts
| Provider | 2025 Highlight |
|---|---|
| Fidelity | Check-writing plus debit card access remained a differentiator |
| Vanguard | Cash Plus grew as a simple no-minimum option |
| Ally Bank | Continued offering full features with no minimum balance |
Choosing a Money Market Account Going Forward
Decide first whether you need check-writing access, then compare rates among providers that offer it. For current details, see our main money market guide.
Common Mistakes
Assuming money market accounts always pay more than savings accounts — the gap varies and is often minimal, making features (like check-writing) the more meaningful differentiator.
Frequently Asked Questions
Investment-platform-linked options like Vanguard's Cash Plus and Fidelity's money market grew in popularity among investors managing cash alongside brokerage accounts.
See our main money market guide for the most current comparison.