Overview
Honest reviews of the top business credit cards. We evaluate rewards, fees, credit limits, and business management tools. Finding the right option depends on your specific needs, spending habits, and financial goals. Below we break down the key factors to consider and the top choices available.
Business Credit Card Reviews
3x points on travel, shipping, internet/cable/phone, and advertising (up to $150,000 combined annually) for a reasonable $95 fee — a strong all-around choice for small businesses.
Automatically applies 4x points to your top 2 spending categories each billing cycle from a list of 6 options, adapting to your business's actual expenses without manual selection.
5% cash back on office supplies and internet/cable/phone (up to $25,000 combined annually), with zero annual fee — excellent value for businesses with modest spending.
Frequently Asked Questions
Chase Ink Business Preferred consistently ranks well for combining a reasonable fee with valuable, broadly-applicable bonus categories most small businesses can use.
Amex is generally considered to have somewhat stricter approval standards than some competitors, though this varies by individual credit profile and business history.