/* MoneyVerge 2026 layout — wide, CoverMap-style */
:root{
  --navy:#0B2545;--navy-mid:#1a3c6e;--navy-soft:#e8eef8;
  --gold:#D4A72C;--gold-dark:#A8841A;--gold-light:#F7E28D;
  --bg:#F5F6FA;--bg-soft:#F2F5FA;--white:#fff;--ink:#1F2433;--muted:#64748B;--border:#E2E8F0;--radius:12px;
  --font-display:'Playfair Display',Georgia,serif;--font-body:'Inter',Arial,sans-serif;
}
*{box-sizing:border-box}
body.mv{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
body.mv a{color:var(--navy-mid)}
body.mv img{max-width:100%;height:auto}

/* top bar + header */
.mv-topbar{background:var(--navy);color:#dbe4f3;font-size:13px;text-align:center;padding:8px 20px}
.mv-topbar strong{color:var(--gold-light)}
.mv-header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:60}
.mv-header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 40px;max-width:1320px;margin:0 auto}
.mv-logo{display:flex;align-items:center;gap:10px;text-decoration:none!important}
.mv-logo-mark{width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--gold) 0%,var(--gold-light) 100%);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:900;color:var(--navy);font-size:20px}
.mv-logo-name{font-family:var(--font-display);font-weight:900;font-size:24px;color:var(--navy);line-height:1}
.mv-logo-name span{color:var(--gold-dark)}
.mv-logo-tag{display:block;font-family:var(--font-body);font-size:10.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:3px}
.mv-nav{display:flex;align-items:center;gap:22px}
.mv-nav-item{position:relative}
.mv-nav-item>a{font-size:14px;font-weight:600;color:var(--ink)!important;text-decoration:none;padding:10px 0;display:inline-flex;gap:4px;align-items:center}
.mv-nav-item>a:hover{color:var(--navy-mid)!important}
.mv-caret{font-size:9px;opacity:.55}
.mv-drop{display:none;position:absolute;top:100%;left:-12px;background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:0 14px 34px rgba(11,37,69,.12);padding:8px;min-width:230px;z-index:70}
.mv-nav-item:hover .mv-drop,.mv-nav-item:focus-within .mv-drop{display:block}
.mv-drop a{display:block;padding:9px 12px;border-radius:8px;font-size:13.5px;font-weight:500;color:var(--ink)!important;text-decoration:none;white-space:nowrap}
.mv-drop a:hover{background:var(--bg-soft);color:var(--navy-mid)!important}
.mv-cta{background:var(--navy);color:#fff!important;font-weight:600;font-size:14px;padding:10px 18px;border-radius:9px;text-decoration:none!important;white-space:nowrap}
.mv-cta:hover{background:var(--navy-mid)}
.mv-burger{display:none;background:none;border:0;font-size:24px;cursor:pointer;color:var(--navy)}

/* hero */
.mv-hero{background:radial-gradient(1200px 400px at 85% -10%,rgba(212,167,44,.28),transparent 60%),linear-gradient(120deg,var(--navy) 0%,var(--navy-mid) 100%);color:#fff;padding:34px 40px 84px}
.mv-hero-inner{max-width:1240px;margin:0 auto}
.mv-crumb{font-size:13px;color:#b9c7de;margin-bottom:22px}
.mv-crumb a{color:#dbe4f3!important;text-decoration:none}
.mv-crumb a:hover{text-decoration:underline}
.mv-crumb span{margin:0 7px;opacity:.6}
.mv-badge{display:inline-block;background:rgba(247,226,141,.16);color:var(--gold-light);border:1px solid rgba(247,226,141,.35);font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:5px 14px;border-radius:20px;margin-bottom:16px}
.mv-hero h1{font-family:var(--font-display);font-size:44px;line-height:1.15;margin:0 0 14px;color:#fff;max-width:900px;font-weight:900}
.mv-hero p.mv-sub{font-size:18px;color:rgba(255,255,255,.86);max-width:760px;margin:0 0 18px}
.mv-meta{display:flex;flex-wrap:wrap;gap:18px;font-size:13px;color:#c9d5e8}

/* layout */
.mv-wrap{max-width:1240px;margin:-52px auto 0;padding:0 40px 56px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;position:relative;z-index:2}
.mv-article{background:#fff;border:1px solid var(--border);border-radius:16px;padding:44px 52px;box-shadow:0 10px 30px rgba(11,37,69,.06);min-width:0}
.mv-article .article-body{max-width:none!important;margin:0!important;padding:0!important}
.mv-article .article-meta{display:none}
.mv-side{display:flex;flex-direction:column;gap:20px}
.mv-side-box{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px}
.mv-side-box h4{font-family:var(--font-display);font-size:18px;color:var(--navy);margin:0 0 12px}
.mv-side-box ul{list-style:none;margin:0;padding:0}
.mv-side-box li{border-top:1px solid var(--border)}
.mv-side-box li:first-child{border-top:0}
.mv-side-box li a{display:block;padding:10px 0;font-size:14px;font-weight:500;color:var(--ink)!important;text-decoration:none}
.mv-side-box li a:hover{color:var(--navy-mid)!important}
.mv-side-box li a.cur{color:var(--gold-dark)!important;font-weight:700}
.mv-side-sticky{position:sticky;top:96px;display:flex;flex-direction:column;gap:20px}
.mv-side-note{font-size:13px;color:var(--muted);line-height:1.6}
.mv-side-cta{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);color:#fff;border:0}
.mv-side-cta h4{color:#fff}
.mv-side-cta p{font-size:14px;color:#dbe4f3;margin:0 0 14px}
.mv-side-cta a{display:inline-block;background:var(--gold);color:var(--navy)!important;font-weight:700;font-size:14px;padding:10px 16px;border-radius:9px;text-decoration:none}

/* article typography (fallbacks; page styles may refine) */
.mv-article h2{font-family:var(--font-display);font-size:28px;color:var(--navy);margin:40px 0 14px;line-height:1.25}
.mv-article h3{font-size:19px;color:var(--navy);margin:26px 0 10px}
.mv-article p,.mv-article li{font-size:16px;line-height:1.8}
.mv-article table{width:100%;border-collapse:collapse;margin:18px 0;font-size:14.5px}
.mv-article th{background:var(--navy);color:#fff;text-align:left;padding:11px 14px;font-weight:600}
.mv-article td{padding:11px 14px;border-bottom:1px solid var(--border);vertical-align:top}
.mv-article tr:nth-child(even) td{background:#fafbfd}
.mv-tablewrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.callout{background:#fff8e1;border-left:4px solid var(--gold);border-radius:10px;padding:18px 22px;margin:22px 0}
.highlight-box{background:var(--navy-soft);border-radius:12px;padding:20px 24px;margin:22px 0}
.toc{background:var(--bg-soft);border:1px solid var(--border);border-radius:12px;padding:20px 24px;margin:22px 0}

/* partner banners */
[class^="promo-block-"]{margin:24px 0;text-align:center}
[class^="promo-block-"] img{max-width:100%;height:auto;border-radius:8px}
.promo-mobile{display:none}
@media (max-width:600px){.promo-desktop{display:none}.promo-mobile{display:inline-block}}

/* stats row, FAQ, sources, hub cards */
.mv-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:0 0 28px}
.mv-stat{background:var(--bg-soft);border:1px solid var(--border);border-radius:12px;padding:16px 14px;text-align:center}
.mv-stat b{display:block;font-family:var(--font-display);font-size:24px;color:var(--navy);line-height:1.15}
.mv-stat span{display:block;font-size:12.5px;color:var(--muted);margin-top:6px;line-height:1.4}
.mv-faq{border:1px solid var(--border);border-radius:12px;margin:10px 0;background:#fff}
.mv-faq summary{cursor:pointer;padding:16px 20px;font-weight:600;color:var(--navy);font-size:16px;list-style:none}
.mv-faq summary::-webkit-details-marker{display:none}
.mv-faq summary::after{content:"+";float:right;color:var(--gold-dark);font-weight:700}
.mv-faq[open] summary::after{content:"–"}
.mv-faq p{padding:0 20px 16px;margin:0}
.mv-sources{font-size:13.5px;line-height:1.8;padding-left:20px}
.mv-sources li{font-size:13.5px!important;line-height:1.7!important}
.mv-hubgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:18px 0 8px}
.mv-hubcard{display:block;background:var(--bg-soft);border:1px solid var(--border);border-radius:12px;padding:16px 18px;text-decoration:none!important}
.mv-hubcard:hover{border-color:var(--gold);background:#fff}
.mv-hubcard strong{display:block;color:var(--navy);font-size:15.5px}
.mv-hubcard span{display:block;color:var(--muted);font-size:13.5px;margin-top:4px;line-height:1.5}

/* section guides + explore */
.mv-band{background:#fff;border-top:1px solid var(--border);padding:52px 40px}
.mv-band-inner{max-width:1240px;margin:0 auto}
.mv-band h2{font-family:var(--font-display);font-size:30px;color:var(--navy);margin:0 0 6px}
.mv-band p.mv-band-sub{color:var(--muted);margin:0 0 24px}
.mv-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.mv-card{display:block;background:var(--bg);border:1px solid var(--border);border-radius:12px;padding:18px 20px;text-decoration:none!important;transition:transform .15s,box-shadow .15s}
.mv-card:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(11,37,69,.08);border-color:#cfd8e6}
.mv-card strong{display:block;font-size:15px;color:var(--navy);line-height:1.35}
.mv-card span{display:block;font-size:12.5px;color:var(--muted);margin-top:6px}
.mv-card.cur{background:var(--navy);border-color:var(--navy)}
.mv-card.cur strong{color:#fff}.mv-card.cur span{color:var(--gold-light)}
.mv-explore{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.mv-ex{background:#fff;border:1px solid var(--border);border-radius:14px;padding:22px 18px;text-align:center;text-decoration:none!important}
.mv-ex:hover{border-color:var(--gold);box-shadow:0 10px 24px rgba(11,37,69,.08)}
.mv-ex i{font-style:normal;font-size:28px;display:block;margin-bottom:8px}
.mv-ex b{display:block;color:var(--navy);font-size:15px}
.mv-ex small{display:block;color:var(--muted);font-size:12.5px;margin-top:4px}

/* footer */
.mv-footer{background:var(--navy);color:#b9c7de;padding:56px 40px 28px;font-size:14px}
.mv-footer-inner{max-width:1240px;margin:0 auto}
.mv-fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:32px}
.mv-footer h5{color:#fff;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 14px}
.mv-footer a{color:#dbe4f3!important;text-decoration:none;display:block;padding:4px 0}
.mv-footer a:hover{color:var(--gold-light)!important}
.mv-footer .mv-logo-name{color:#fff}
.mv-fabout{margin-top:12px;line-height:1.7}
.mv-fbottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:12.5px;line-height:1.7;color:#9fb0cc}
.mv-fbottom a{display:inline;padding:0;margin-right:14px}

@media (max-width:1240px){
  .mv-nav{gap:15px}
  .mv-nav-item>a{font-size:13.5px}
  .mv-header-inner{padding:14px 24px}
  .mv-logo-tag{display:none}
}
@media (max-width:1080px){
  .mv-wrap{grid-template-columns:1fr}
  .mv-side-sticky{position:static}
  .mv-explore{grid-template-columns:repeat(3,1fr)}
  .mv-fcols{grid-template-columns:1fr 1fr 1fr}
}
@media (max-width:1020px){
  .mv-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px;border-bottom:1px solid var(--border);box-shadow:0 14px 24px rgba(11,37,69,.08)}
  .mv-nav.open{display:flex}
  .mv-nav-item>a{padding:12px 0;width:100%;border-bottom:1px solid var(--border)}
  .mv-drop{position:static;display:none;box-shadow:none;border:0;padding:0 0 6px 12px}
  .mv-nav-item:hover .mv-drop{display:none}
  .mv-nav-item.open .mv-drop{display:block}
  .mv-cta{margin-top:12px;text-align:center}
  .mv-burger{display:block}
  .mv-header-inner{padding:12px 16px}
}
@media (max-width:640px){
  .mv-hero{padding:22px 16px 70px}
  .mv-hero h1{font-size:30px}
  .mv-hero p.mv-sub{font-size:16px}
  .mv-wrap{padding:0 12px 40px;margin-top:-44px}
  .mv-article{padding:26px 18px;border-radius:14px}
  .mv-article h2{font-size:23px}
  .mv-article p,.mv-article li{font-size:15.5px}
  .mv-band{padding:40px 16px}
  .mv-explore{grid-template-columns:repeat(2,1fr)}
  .mv-fcols{grid-template-columns:1fr 1fr}
  .mv-footer{padding:44px 16px 24px}
  .mv-logo-tag{display:none}
  .mv-stats{grid-template-columns:repeat(2,minmax(0,1fr))}
  .mv-hubgrid{grid-template-columns:1fr}
  .mv-article .provider-stats{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important}
  .mv-article [style*="grid-template-columns"]{grid-template-columns:minmax(0,1fr)!important}
  .mv-article [style*="display:flex"]{flex-wrap:wrap}
}